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             Buyer Services

 Qualify vs Afford =
 Getting in debt vs building equity

Request your FREE consultation on how to find your Dream Home and keep it that way

Have a custom MLS portal set up providing you daily updating of  MLS listings to your inbox

Learn what you can "Afford" - Join the  group of homeowners who enjoy making thier mortgage payment - if your home is making you MONEY, would YOU enjoy making the payment?

Basic Requirements for buying your Dream Home
Have a 580+ middle FICA score
Document you have 3.5% of your own money to be credited towards down-payment
Have reasonable debt to income ratios - everyone is unique to themselves
Seller paid closing costs - the myth owning a home is expensive is just that - a myth
Call Gary for further details


Items that will be required for loan application:

Two most recent signed Federal Income Tax returns
Two most recent bank statements - all pages
Two most recent paycheck stubs             
Copy of drivers license/ social security card              
Signed BK discharge documents



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Seller Services

Take advantage of our $400 flat fee listing program

Have your home priced right eliminating potential price reductions and lost buyers

Have your home professionally marketed ensuring vast exposure to indentified buyers

Perception of value creates value = perceived value equals deal - daal = potential offers

When a prospective identified buyer believes your home is the best deal on the market WALA


Sellers:
Is your home priced  to attract buyers. Priced right eliminates potential price reductions and lost buyers

Learn about our $400  flat fee listing program


Buyers:
Confused with how to find your DREAM house
Financing - what are your options

Have the complete process explained from start to finish

Your one step from learning what solutions are available to you. Fill out the form below

Gary Holleman  ABR BPOR PSA
Gary Holleman ABR BPOR PSA
Principal Managing Broker